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Document How will my No Claims Bonus be affected when making a claim?

Whilst your claim is being processed, your no claims bonus will be reduced.

If your claim is settled on a non fault basis, once your insurance company has made a full recovery from the third party insurer, your no claims bonus will be reinstated to its original status prior to the accident.

The time scales for this can vary depending on the incident circumstances. If your renewal is due before reinstating, it will be based on the reduced no claims bonus. However, once your insurer notifies us to reinstate the no claims discount, your policy will be recalculated and any overpayment will be refunded.
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